ABOUT US
About Comprehensive Insurance Services
An independent insurance broker rooted in Lake Forest, focused on long-term relationships and clear guidance for nonprofits and businesses.
Insurance Advisors You Can Trust.
Serving Organizations With Real-World Insurance Needs
Comprehensive Insurance Services was established in 1992 to support organizations that needed more than off-the-shelf policies. Over the years, the agency grew alongside nonprofits and businesses navigating complex liability, property, and operational risks. A strong concentration in nonprofit insurance emerged naturally, shaped by hands-on experience with boards, volunteers, and mission-driven work. Today, that history translates into steady guidance clients rely on when decisions feel high-stakes.
Our Mission
Our mission is to give organizations confidence by making insurance clearer, more personal, and aligned with how they actually operate.
What You Can Expect When You Work With Us
Clients often come to us after feeling overlooked or uncertain about their coverage. These principles guide every relationship and shape how support shows up for you.
Personal Accountability
You work directly with a responsive team that knows your organization and stays accessible when questions or claims arise.
Nonprofit Specialization
With nonprofits representing the majority of our client base, coverage decisions reflect the realities of governance, volunteers, and community impact.
Clear Risk Guidance
Insurance isn’t just about policies—it’s about understanding exposure and making informed choices before problems occur.
Carrier Relationships That Matter
Long-standing partnerships with respected carriers provide flexibility and dependable options as your needs evolve.
Consistency Over Time
More than three decades in business gives clients continuity they don’t have to rethink every renewal cycle.
about our agency
A Team That Knows Your Organization by Name
Behind Comprehensive Insurance Services is a close-knit team with decades of combined experience serving nonprofits and commercial clients. Rather than rotating contacts or call centers, clients work with people who stay involved year after year. This continuity allows conversations to move faster and solutions to stay aligned with your goals. Many clients see us as an extension of their internal team, not just a vendor.
Proudly Rooted in Orange County
From our office in Lake Forest, we’ve supported organizations across Orange County for more than 33 years. Familiarity with California’s insurance environment, regulatory expectations, and regional risks helps clients avoid surprises. As organizations grow, we continue supporting operations beyond California, including work with clients in Oregon, Washington, and Texas. No matter the location, the same level of care and follow-through applies.
Built for Long-Term Partnerships
Organizations don’t just need insurance—they need a partner who understands their pressures and growth plans. Comprehensive Insurance Services works with nonprofits, manufacturers, distributors, and professional firms that value clarity and consistency. Whether you’re reviewing governance coverage or scaling operations, the goal is the same: fewer unknowns and better decisions.
Ready to Work With an Agency That Knows You
If you’re looking for an independent insurance broker in Lake Forest, CA that values relationships as much as results, we’re ready to help. Clients across Orange County choose Comprehensive Insurance Services when they want guidance that feels steady and personal. Let’s start with a conversation about what you need and where you’re headed.